Welcome to Jaika Insurance Brokerage Pvt. Ltd. ("Jaika," "we," "our," or "us"). By accessing or using our website and services, you agree to be bound by the following terms and conditions ("Terms"). Please read these Terms carefully. If you do not agree with any part of these Terms, please discontinue using our website and services.
Jaika Insurance Brokerage Pvt. Ltd. acts as an intermediary between you and insurance companies. We assist in the selection and purchase of insurance policies from various insurers. Please note that Jaika is not an insurance company; we do not underwrite or manage policies.
By using our website, you represent that you are at least 18 years of age and legally capable of entering into contracts. You agree to use the website only for lawful purposes and not to engage in any activity that may harm, disrupt, or otherwise negatively impact the functioning of the website.
You are responsible for providing accurate, up-to-date information when requesting insurance quotes, purchasing policies, or interacting with our services. You agree that any incorrect or fraudulent information may lead to the cancellation of your services or other legal actions.
All personal information shared with Jaika is handled by our Privacy Policy. We do not store any financial details on our website. When making payments, you will be redirected to the payment gateway of the respective insurance company, where your financial information will be securely processed.
Jaika does not collect or store your financial data (such as credit card details or bank account numbers). All payments for insurance policies are made directly to the insurance provider via their secure payment gateway. Please review the privacy and security policies of the payment gateway and the insurance company before proceeding with transactions.
While we strive to ensure that the information on our website is accurate and up-to-date, Jaika makes no warranties or guarantees regarding the accuracy, completeness, or reliability of any information provided. Insurance rates, terms, and policies are subject to change by the respective insurance companies.
Our website may contain links to third-party websites, including those of insurance companies and payment gateways. These links are provided for your convenience. Jaika is not responsible for the content, security, or practices of third-party websites. Any transactions or interactions with third-party websites are solely between you and the respective third party.
Jaika does not endorse or recommend any specific insurance company or policy. We provide options and information to help you make an informed decision. It is your responsibility to review the terms and conditions of any policy before purchasing.
To the fullest extent permitted by law, Jaika Insurance Brokerage Pvt. Ltd. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to the use of our services or the purchase of insurance policies. This includes but is not limited to, any errors in the information provided, delays in processing, or issues arising from the use of third-party services.
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, if we believe you have violated these Terms, engaged in fraudulent activity, or otherwise acted in a way that could harm Jaika or its users.
Jaika reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised version on our website. It is your responsibility to review the Terms periodically for updates.
These Terms are governed by the laws of Maharashtra, India, and any disputes arising out of or relating to these Terms will be subject to the exclusive jurisdiction of the courts located in Nagpur, India.
If you have any questions or concerns regarding these Terms or any other matter, please contact us at:
Jaika Insurance Brokerage Pvt. Ltd.
2nd floor, Jaika Building, Commercial Road, Civil Lines, Nagpur, Maharashtra-440001
Email: connect@insurance.jaika.com
Phone: 8806788577