Travelling to different countries brings you opportunities to upgrade your knowledge and sets your soul free. But there is a myriad of things that you need to plan meticulously when you are travelling abroad. Alongside your flights, stay, food and places you want to visit, the importance of a travel insurance plan must not go unnoticed. A travel insurance policy works as a safety net that promises to get your back in both medical and financial emergencies while travelling abroad. And therefore, if you are going to any other country from Nagpur, reaching out to our travel insurance company in Nagpur is as important as visiting a travel agent.

There are several travel insurance plans to choose from to keep yourself protected during overseas travel. Taken from loss of checked in baggage and loss of crucial documents like passports to personal accidents, a travel insurance policy offers coverage for many other things.

In this blog we will discuss about the necessities of buying a travel insurance before travelling abroad. Will also highlight different types of travel insurances. Read on!

why you need a travel insurance policy?

You Can Fall Sick Or Get Injured

Unforeseen situations can visit you no matter where you are. And when you are travelling overseas, there are so many factors that can influence such situations to come. Late night flights, air conditioning, different time zones, temperature fluctuations, different cuisines-any or all these factors can act as an odd to make you fall sick. There are also chances of getting injured while travelling. And if your health asks for hospitalization and special care, that is exactly where a travel insurance will help you.

You Get The Freedom Of Cancelling Or Changing Your Trip If Need Be

Though you are all excited to travel abroad, there are many instances where you might need to cancel or change your trip plan. If any of your family member falls sick or there is any natural calamity strikes-you can be left with no choice but to alter or cancel your travel plans.

When you cancel a prepaid travel plan, it ends up being an expensive affair for your pocket. But the statement can be proven incorrect when you buy a travel insurance policy. You can rest assured that in case of any emergency you can cancel or change your plan without giving a second thought to the financial side.

You Stay Protected Even When Your Travel Plans Fall Apart

No matter how much you plan, the universe has already planned something for you. If you are a fortunate one, mostly both the plans align. But sometimes your plan can be overpowered by the plan of the universe.

When you are travelling to other countries, with pre-planned itineraries, know that those itineraries are like House of Cards. They are dependent on each other and if one goes wrong, there is a higher chance that the entire itinerary will fall apart. Even a slight delay of a flight can disturb your whole trip. Sometimes such disturbances cause financial burden of amended trip plans. And if you have a travel insurance policy, you don't have to bear that financial burden.

Your Luggage Can Be Delayed Or Lost

We are sure that while travelling you must have seen many people running here and there due to luggage related issues. Especially in international airports luggage getting misplaced is quite common. Though the chance of your luggage getting misplaced is not high, it is always advisable to keep yourself prepared for the worst.

A travel insurance policy offers coverage for delayed and lost bags. The insurance provider helps you recover your misplaced bags alongside reimbursing any amount that you have spent on essential items like shoes, toiletries etc. so that you can enjoy your trip. In the case of baggage loss, the insurance will also provide you reimbursement for the things you have lost.

You Might Lose Your Passport

Though it sounds like a nightmare, losing your passport is as common as losing or misplacing luggage during overseas travel. But if you have a travel insurance it will provide you coverage for your lost passport. The insurer will help you get a new passport alongside other necessary documents and will bear the cost for a new passport.

what are the most common types of travel insurance policies?

There is no one-size-fits-all travel insurance policy. And a travel insurance company in Nagpur can help you know which is the best one for you.

Let’s now talk about the different types of travel insurance policies available so that you can choose one as per your need.

• International Travel Insurance: This is the type of travel insurance you need to purchase when you are taking an international trip. Though in domestic trips insurance is optional, you may not have the choice while planning an international travel. Some countries have mandated the requirement of international travel insurance for all tourists. So therefore, it is a must to visit a travel insurance company in Nagpur if you're traveling to Schengen region, Turkey, Cuba, Romania, and UAE.
• Group Travel Insurance: If you are travelling with a group, you can insure each one travelling under one group travel insurance. The feature of group travel insurance remains the same as an international travel insurance. But you might get some benefits like lower premium costs.
• Single Trip Travel Insurance: This is a type of travel insurance coverage that you purchase when you take a single trip to another country. Though this type of policy is not mandatory in some international locations, it is still advisable to get this policy. This type of policy is suitable for people who take one trip in a year.
• Senior Citizen Travel Insurance: If you are aged over 60 years, this type of travel insurance is for you. You can reach out to a travel insurance company in Nagpur to get a better idea of the coverage offered by a senior citizen travel insurance policy.
• Student Travel Insurance: If you are student from Nagpur or any part of India travelling to various countries across the world to pursue your education, you might need financial support to cover for some odd possibilities like baggage loss, medical emergencies etcetera. And therefore, you need a student travel insurance policy to cover all your study interruptions.

reach out to jaika the best travel insurance company in nagpur for all your travel insurance needs

Though the need of a travel insurance policy might seem like an unnecessary expense, it is advisable. Getting a travel insurance is like getting vaccinated to keep yourself protected against unforeseen situations during a travel. And for all the reasons you have mentioned above our travel insurance is essential. To know more about travel insurance and to get one, call Jaika.